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For the remaining issuers, Magnify Money estimated the cost of rewards.

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While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products."Advertiser Disclosure Thursday, May 4, 2017Editorial Note: The editorial content on this page is not provided by any financial institution and has not been reviewed, approved or otherwise endorsed by any of these entities prior to publication.

This site may be compensated through a credit card partnership.

This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

Magnify Money does not include all card companies or all card offers available in the marketplace.

Most people do not wake up in the morning wanting to open a credit card — and a sign-on bonus is a way for a credit card company to encourage people to reconsider their options.

It is no different from a sale in a traditional department store.

As our survey found, there are people who like to go from credit card offer to credit card offer.

However, this is a small group (only 3.7%, according to the survey).

Verify your photos to show you're real and make your profile discreet to keep things private.

Your email address and personal identifiable information are never revealed.

The rapid growth in spending by credit card issuers to provide rewards is dramatic: The best rewards credit cards have lucrative sign-on bonuses and rich ongoing rewards structures. The results demonstrate that there is a method to the strategies being deployed by the largest issuers: it is a great way to create a loyal customer base.

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